FAQs Klarna

WHAT IS KLARNA?

Klarna is a payment provider for the US and some European countries. It allows you to order different items, and only pay for what you love.

For UK customers you can split the cost into 3 interest free instalments. That’s one part-payment at purchase, and two further payments at 30 and 60 days.

DOES KLARNA IMPACT MY CREDIT SCORE?

Klarna may run a soft credit search that does not affect a customers credit score and is only visible on your credit file by you and Klarna.

This includes at the point of application, if a payment is missed, or if the outstanding balance enters a debt collection stage.

IS THERE ANYTHING ELSE I SHOULD KNOW?

In the UK you must be 18+ to use this credit offer. Klarna uses soft searches with credit reference agencies. These do not affect your credit rating. Missed payments can affect your ability to use Klarna. Pay in 3 instalments, complete terms. Pay later, complete terms

Late payment fees will apply. If you'd like more information on this then contact Klarna Support. 

*You must be 18 or over, have a residential address and a bank account